Cash Flow

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Your data stays on this device

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0%Freedom

of your expenses paid
by passive income

Income0
Expenses0
Zakat + sadaqah0
Saved0
Savings rate0%
📚 Your path to financial freedom

💡

Month by month

Where the money went

Net worth history

Expenses by category

Year by year

Net worth
Asset income / month
Debt payments / month
Cash flow after everything

Where your money flows

Highlighted arrows show your current pattern. "Your work" means a job, business or freelancing.

Yourwork INCOME STATEMENTBALANCE SHEET Income Expensesincl. giving Assetsput money in Liabilitiestake money out

Assets

Everything you own, with the Rich Dad verdict. Stocks and gold come from the Zakat tab.

Liabilities

Loans, car finance, credit cards, BNPL. Include the payment in your monthly expenses too.

NameOwedPer month
Your path to financial freedom

🏆

10 steps, in order

The same path described in Rich Dad Poor Dad, Think and Grow Rich, The Richest Man in Babylon and other classics. Steps check themselves from your data.

🧠 Three money mindsets

Inspired by Rich Dad Poor Dad. These describe habits, not people. Your income doesn't define you, and every habit can be learned.

🎮 Play & practice

See with your own eyes how assets build wealth. Learn by doing.

Lessons

🏅 Topic quizzes

Read all lessons in a topic to unlock its quiz. Score 3 of 4 to earn the badge.

🕌 Wisdom from the Quran and Sunnah

Timeless guidance on earning, spending and giving. Meanings in English with references.

They did it. So can you.

From the companions of the Prophet ﷺ to people with ordinary incomes today.

Bookshelf

Lessons here are summaries in our own words. Read the originals for the full ideas.

Total assets0
Net cash flow / month0
Average net yield–
Loans on assets0

📈 Investments

What you own

Income by asset

Insights

Goals

Your wealth today

Zakat this year

Zakatable wealth
Nisab (85 g gold)
Zakat due (2.5%)
Paid (from monthly entries)
Still to pay
Sadaqah this year

Log zakat and sadaqah in each month's entry. Simplified: stocks and gold at full value. Check the method with a scholar you trust.

Giving by month

Years ahead:
Net worth at the end
Passive income then (monthly)
Financial freedom

Net worth over time

Passive income vs expenses

Freedom is where the lines cross. Passive income = 4% of stocks per year + your current passive income.

Your plan for savings

Split after the emergency fund

Total

Monthly split

Halal-friendly ideas: Shariah-screened ETFs (e.g. MSCI Islamic indices), physical gold you own, saving for a home without interest-based loans. A planning tool, not financial advice.

💡 Spending check-up

Found automatically from your expense names in Months. Add amounts for daily habits you don't log as expenses. Swaps are suggestions, not rules.

Your money health

Your next moves

Based on your last months. Updates as you log.

What if…

Small changes, big difference. Try it.

Cut spending / month
New extra income / month
New passive income / month
Freedom year now
→
With these changes

Your asset ladder

Climb one step at a time. Each step builds the next.

Ideas to create more assets

Assets put money in your pocket. Halal-friendly options.

Lessons to remember

What do you own?

Settings

📍 Where your data is

Address
Profile
Size
Protected from auto-cleanup
Google Drive
Exact location on disk

💾 Backup & move to another device

☁️ Google Drive sync optional

🔐 PIN lock

Your data on this device is encrypted with your PIN. The app locks itself after 5 minutes in the background.

🧹 Start fresh

Erase all data of this profile on this device and start from zero. Export a backup first if you might need it.

🎨 Appearance

🌍 Currency

Sync across devices

Profiles

Each profile has its own data on this device and its own Google Drive file. Nothing is ever shared between profiles.